Financing, made clear
A calm, practical starting point for understanding what you can afford.
Estimate a PaymentGet pre-approved before you fall in love
Knowing what you can comfortably spend makes every showing more useful and every offer stronger.
A pre-approval tells you your price range, holds a rate for a period of time, and shows sellers you're ready. It's one of the first things I suggest to every buyer, whether you're buying a first home in Peterborough or a cottage on the water.
Rural and waterfront properties can add a few wrinkles. Seasonal road access, well and septic systems, and older cottages that aren't winterized can all affect how a lender looks at a purchase, and sometimes how much you'll need to put down. I'll help you ask those questions early.
Talk to a lender
A bank or mortgage broker reviews your income, savings and credit.
Get pre-approved
You'll know your range and can shop with confidence.
Plan for closing costs
Land transfer tax, legal fees, inspections and adjustments all add up.
Finalize financing
Once your offer is accepted, the lender confirms the property and the details.
A quick sense of monthly cost
Adjust the numbers to see an estimated monthly mortgage payment. It's a starting point for a conversation, not a quote. Mortgage default insurance, property tax and insurance aren't included.
Questions about financing? Let’s talk.
Century 21 United Realty Inc., Brokerage
15 Queen Street, Lakefield, ON K0L 2H0
CENTURY 21 United Realty Inc. Brokerage
INFO & SERVICES
15 Queen Street, Lakefield, ON K0L 2H0
(289) 928-1007
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
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