Assisting you to purchase your new home can involve various tasks, such as helping you understand the home-buying process, identifying properties that meet your needs, arranging property viewings, negotiating with sellers, facilitating financing, and coordinating the closing process. As a result, my goal is to provide you with the necessary guidance and support throughout the entire process to ensure a successful and stress-free home purchase experience.
Buying a home is one of the largest financial transactions you will make in your life, and buying a new home can be a complicated process, but with careful planning and research, it can be a rewarding experience. Consider your budget, location, and needs in a home. Work with a reputable real estate agent and get pre-approved for a mortgage. Thoroughly inspect the home and neighborhood before making an offer.
If you're buying, I can assist in the home buying process by providing information on real estate market trends, helping with financial calculations such as mortgage payments and interest rates, answering questions about the home buying process, and providing tips and advice for finding and purchasing the right home.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: